Increasing fuel cost, crowded streets, and even insurance
scams are the three highly discouraging scenarios that pull back many drivers
from getting a car insurance – sometimes it’s just ignorance though. None of
this is an accurate move. Did you know that it’s actually illegal in the United
Kingdom to even park an uninsured car in a driveway, let alone wafting it on
the road? That said, the troubles of not getting a car insurance doesn’t end
with just a legal tussle. The ramifications can be far more severe and harsh.
Still wondering what could be more troubling than handling a
few tickets? Well, you’d be amazed. We have complied some reasons, listed
below, why you should buy cheap car insurance UK and not leave your car uninsured.
#1. Financial Burden
We aren’t talking about the premiums that are paid when you
purchase a car insurance; instead, we are talking about the hefty fine that
you’ll have to pay if your vehicle is seized and found uninsured. The fine
mounts up-to 300 £. So, why not buy a cheap car insurance policy instead of
paying the fine?
#2. Vehicle Seizing
The police has all the right to seize an uninsured vehicle
from the road and even destroy it.
Simultaneously, it’s important that you claim your car
within a week and present all necessary documents. If you don’t, your vehicle
can be disposed without your consent.
Much worse? How about the fact that not insuring a car will
earn you the misfortune of 6 penalty points that can lead to the revoking of
your license altogether? Sounds scary enough to purchase a car insurance,
#3. High Repairing
Any vehicle, no matter how expensive, breaks down in some
way or the other. And getting it repaired requires a lot of money. This is
where an insurance claim comes to the rescue.
- It covers the car in case of an accident.
- It covers the car in case of theft.
Moving on, if you think that the insurance quotations you’re
being served with are high and not cheap, you need to consider the following
- Does your car have security features? If not, the
chances that it can be traced upon theft are minimal. Insurance companies will
most likely issue expensive policies in such cases. So, install security
features to buy cheap car insurance UK.
- Did you do your homework before buying a policy?
Remember, every insurance company will claim that they offer the cheapest
policies. It’s up-to you to use a reputable insurance comparison website to get
your hands on the cheapest policies with the best returns.
#4. Burden Of
A car that could have once been insured at cheaper rates
will be insured at much higher rates if it is seized by the police when it
wasn’t insured. Why? Well, you’ll carry the tag of being a high risk driver.
Which is why companies will shy out from offering low premium policies.
Things You Need To
Know Even If You Don’t Drive Your Car
It might knock you off balance that you need a car insurance
even if you don’t drive your vehicle at all. Just the fact that you own one
unearthes the need for insurance. There are laws against not insuring the
vehicles even if they have never seen the concrete on the road.
Forbye, according to the Road Safety Act, the car owner can
be put behind the bars if an uninsured vehicle is involved in an accident that
leads to death or destruction of public property.
If you don’t take your car out on a trip, the only way that
you can skip insuring it is to have a SORN notice to prove that your car is and
never have been on the street.
On a parting note, enforcement of buying a car insurance
isn’t an unnecessary force of law. It’s as much for your own safety as it is
for the safety of others.