A business loan is basically a loan specially meant for business purposes. Like all personal loans, it entails the creation of an asset-whether financial or tangible, that is to be used as collateral. This means that in case you fail to pay the money that you owe, the property used as collateral for the loan […]
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Credits and Loans
How To Get Fast Business Loans For Personal Use
- December 31, 2020
- Jack Cunningham
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Carney fuels consumer loans spree by banks
- June 28, 2017
- Jack Cunningham
- 0 Comments

A boom in cheap loans provided by the Bank of England is fuelling Britain’s consumer debt bubble, The Sunday Times can reveal.
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Need extra cash? A second-charge mortgage may suit
- December 5, 2016
- Jack Cunningham
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The number of people taking out a second mortgage on their home to get some extra cash has jumped to the highest level since 2008. New data shows that £93 million in loans was taken out by homeowners in March through second-charge mortgages.
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Want to reduce your mortgage? Offset it
- November 29, 2016
- Jack Cunningham
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Linking a savings account to a home loan may be a wise move if a buy-to-let property is only borderline profitable
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Awash in a sea of easy credit
- November 5, 2016
- Jack Cunningham
- 0 Comments

Kudos to Jayne-Anne Gadhia, the Virgin Money boss. She confessed on Desert Island Discs at the weekend that Donny Osmond was her teenage crush and that for a long time in her career she didn’t know what a securitised loan was. Whatever next — António Horta-Osório, his Showaddywaddy thing and a difficulty with capital ratios?
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