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Finance

What is Pension Drawdown?

Drawing down your pension is a way of releasing money from your pension fund whilst still leaving the bulk of your savings invested. Once you are over 55, so long as you hold a Defined Contribution pension scheme, you can release an income on a monthly basis or as and when you wish. In this […]
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When is Taking a Short-Term Loan a Smart Option?

Whether you’re facing emergency car or home repairs, medical expenses or whatever else, there are certain situations when you may need to come up with some serious cash in a hurry. If you’re lucky enough to have a decent amount of money saved away, this situation obviously shouldn’t be much of a problem. Nonetheless, anyone […]
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3 Reasons Why Bitcoin is Not Going Away

Image by MasterTux via pixabay We all know what currency is, indeed, all of us have some of our net worth in dollars and cents and with the ongoing development of digital technology, we have now crossed the divide and people are now using Bitcoin to pay for things. Does a Bitcoin exist? Yes, in […]
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Simple Financial Tips for Young Brits

Today’s generation also known as millennials often have a hard time managing their finances. With the continuous rise in the prices of commodities, increasing debts and unstable jobs, it may be really difficult to survive these tough times. Please follow and like us:
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Are Payday Loans the Worst Kind of Loans You Can Ever Find?

Payday loans have often been touted as the worst kind of loans available on the market. However, if managed well, these loans can easily be paid off and you could get out of debt within just 30 days. There are several firms like HeartLoans.co.uk that provide short term advances at a very reasonable cost. They […]
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How to Save Money When You Have a Very Tight Budget

Thinking about saving money when you already have a tight budget? You may believe that you are kidding yourself. After all, you are barely able to make ends meet and saving money doesn’t seem a plausible adventure for you. Please follow and like us:
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Surprising Things That Don’t Affect Your Credit Score

A lender making an enquiry to get your credit report affects your score. However, making a bank overdraft doesn’t have the same effect. Here is a list of surprising things that don’t affect your credibility in the eyes of the lenders. Please follow and like us:
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Are Medical Bills Crippling the US Economy?

Here in Blighty, we don’t have to worry too much about medical bills per se. Since the NHS provides for our medical needs, we get to enjoy ‘Free’ coverage through our tax money. Of course, there are a wide range of alternative treatments and complimentary Health Care Services that come at a premium. The latest […]
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The Guide To Expanding Your Cryptocurrency Portfolio

There are certain criteria you will need to follow to successfully expand your cryptocurrency portfolio. Unlike other investments, the world of digital currencies is a little different. Please follow and like us:
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What Is Balance Transfer And How Can It Help Me?

We all know the financial crisis scenario, and even if you have never fallen into this particular hole, you will understand how easy it can be to end up with credit card debt. Most of us are living within our means, albeit only just, and very often the credit card bill is paid a little […]
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